Business Wheels
Commercial Auto Insurance
Commercial auto insurance in Mississippi, also known as business auto insurance, offers coverage that is significantly different from personal auto insurance. This type of insurance covers vehicles owned, leased, hired, or borrowed by businesses, whether they are corporations, partnerships, sole proprietorships, or associations. If you use a vehicle for business purposes, even if it's your personal car, you'll likely need commercial auto insurance.
Do I Need Commercial Auto Insurance in Mississippi?
Consider this scenario: You're in an accident while driving your personal vehicle for work-related purposes. Did you know your personal auto insurance might not cover the damages? And if you have employees driving to service calls or meetings, commercial auto insurance protects not only your company-owned vehicles but also leased, rented, or employee-owned vehicles used for business purposes.
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Who owns the vehicle?
If the vehicle is registered in your business’s name, commercial auto insurance is a must. -
How is the vehicle used?
While personal insurance policies cover personal use, they may not be enough if the vehicle is used for business purposes. If you or your employees frequently use vehicles for business, a commercial auto policy ensures you have the necessary coverage. Even personal cars may need commercial auto coverage if used regularly for business.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance can cover a range of vehicles, including passenger cars, trucks, trailers, semitrailers, and other commercial vehicles used on public roads. We’ll help you navigate the specific coverages, deductibles, and customization options to find the right plan for your business.
Where Do I Start?
To begin, let’s gather some basic details about your business. We’ll identify your risks and liabilities, then tailor a commercial auto policy that fits your needs. Let’s get started protecting your business vehicles today.
Click to get a quote online or call to talk to an insurance agent. We’ll help you protect your business, home, auto, life, and more.